April 23, 2010
Financial Aid | College Financial Aid – Why It Is A Game Of Strategy
Playing any game requires an understanding of the rules and strategies as to how to win. Parents who seek financial aid for college are actually playing a game where they have not been told the rules or the strategies involved. The deck has been stacked against them, and they will loose out on most of the financial aid that is available for them.
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7 Comments on Financial Aid | College Financial Aid – Why It Is A Game Of Strategy »
May 14, 2011
thankyoumaskedman @ 3:24 am:
Asking dirtbags to stop doesn't work. Neither does hiding behind filters. Fight back.
Here are some tools that will help:
Traceroute is available at
ARIN whois on IP numbers is available at
How to use them? Well, at those sites, read any available advice on how to interpret what they mean.
You will need to open the email to show complete headers. Different programs have different ways to select this. Sometimes it is called "View Source". In Yahoo Classic, you will find a link "Full Headers" to the bottom right of the message. In new Yahoo right click on the subject in the mailbox to bring up choices that include Full Headers. You need these, because spammers can forge addresses, but somewhere in the headers are probably IP (a.k.a. DNS) numbers that will identify their hosting service. They are in four groups of 1-3 digits. There may be more than one. Some may be from the internal network, some will be from the provider used to access the internet, some may be from an addition site (e.g. webmail), some may be forged, and some may or may not be added by your own email service. In general, deeper is usually close to the spammer. If the ones at the top are for your own service provider, look deeper. The headers should have numbers that will enable the host to identify the account that was used.
It's a good idea to open a text editor like Notepad to keep notes when you are working up a spam.
Look up the IP numbers in the whois of the Regional Internet Registry (RIR). There are five in the world, and the one to use depends on the location of the spammer's host. I usually start with ARIN.
U.S. and Canada
Asia Pacific
Africa
Latin America
Europe
The spamvertiser is the company for whom the spam was sent. If there is a link in the email, the displayed text may not show it correctly. Right click on the link, and select Copy Shortcut. Paste that into your notes. Find the domain and do traceroute to resolve it to its IP number, which it should do at the top of the traceroute report. Copy that number to your notes. Do ARIN lookup.
It may be safer to skip the above step (unless you are using linux or a Mac). Sometimes the link will trigger downloads of malware if you left click it.
For example, if I do traceroute on yahoo.com, it shows me IP number of 209.191.93.53, which ARIN shows is registered to Yahoo. Get the abuse address for the host of the spamvertiser.
You can now forward the spam, with full headers displayed, to the abuse departments. I like to include a note that says something like:
Spam from [ip number from header] hosted by [registrant of that IP number]
for spamvertiser [link from coped shortcut] at [ip number from traceroute] hosted by [registrant of that IP number]
Some email programs will include the headers when you forward, but Yahoo trims them out. To make this work, with the spammers message open and Full Headers selected, select and copy the headers. Paste into your notes. In your forwarding you can write: "Here are full headers" and copy them from your notes and paste them in above the forwarded body of the spam.
I like to send a Bcc to myself to show that my email, went through, to keep a record of the report, and to see how it is displayed to the recipient.
Source(s):
http://www.apnic.net/apnic-info/whois_search/abuse-and-spamming
Found-1 @ 11:18 am:
Financial aid is normally defined as any money someone else gives or loans you to go to school. This can be in the form of scholarships, grants, loans, fellowships…. Some financial aid is based on financial need, such as grants that don't have to be paid back. Some financial aid are based on merit, such as scholarships that look at GPA and test scores. And some financial aid is based on a combination of both. Some is based on neither. I've also heard of the term, self-help financial aid- which is money that is loaned to to you pay back. In the back of this publication is a good dictionary of fin aid terms. Here is a good Dept of Ed publication all about what is fin aid.
May 28, 2011
wytammic @ 5:01 pm:
I'll be praying for you too. I hate dealing with financial aid. It seems like Tieki Rae never really knows her financial aid package until school is about to start. The beginning of her freshman year was exceptionally stressful as the financial aid office expected us to pay $2400 or so before she could start classes. We already had our plane tickets and were ready to take her out to move her into the dorms. It all turned out okay (and we didn't come up with the $2400) and her sophomore year was much smoother. We chuckle because she has friends that never even deal with the financial aid office. Somehow, their parents were smart enough to save $200,000 for their child's college education.
June 6, 2011
Owen D. @ 4:27 am:
Financial aid is money you recieve to help pay for school. This includes loans, grants, and scholarships. Loans you have to pay back, usually after you get out of school. Grants and scholarships are free money you don't have to pay back. You should go to and apply for financial aid. FAFSA stands for Free Application for Federal Student Aid. This may give you a Pell grant (free money you don't have to pay back) or a Stafford loan.
I hope this clears things up for you!
June 9, 2011
kathy a. @ 9:55 pm:
caldem, i also went to a private college, on scholarships and luck and working up to 3 jobs. and yes, i'm grateful for the financial aid available. my husband and my sister went to UC berkeley, both working themselves through, with financial aid.
the point here is that financial aid is not keeping up. and the costs are so high now that no student can get by without very serious financial help. my parents contributed $2000 to my post-high school education, and then i was on my own. and in my day, i could get by without enormous loans. that is not really true now.
August 26, 2011
Suddenly Human @ 4:16 am:
You have to reapply for financial aid every year… so it "starts over" every time you do that. One year a person may qualify for grants and another year they may not. The same is true for state aid.
October 14, 2011
Jew News @ 9:25 pm:
Instant Loans – Quick Financial Aid –