SAP is “satisfactory academic progress”

The basic premise is that students receiving financial aid are supposed to be making some reasonable progress toward earning a degree in a reasonable amount of time.

Go to this web page: and scroll to the bottom for the PDF file for the college catalog. Page 25 addresses SAP.

The bottom line is that you can lose your financial aid for the next semester if you don't make SAP. Anyone not making SAP will be contacted by the financial aid office. If you're not sure, contact Financial Aid directly yourself.

Good luck!

How does financial aid work if you are taking a class at 2 different schools?

http://www.findpdf.us –

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Somewhere around 8.25 percent—but not sure. What you can do is take out your loans, usually 8 if you're in school for all four semesters. Get subsidized staffords if you can cuz the gov. pays the interest for you while you are in school. When you get out they will bombard you with offers to consolidate your loans whereby you can make one gigantic loan out of them all at usually a lower rate. Life will always include debt….so don't freak out. Just make your payments when the time comes so that it looks good for your credit score!

Federa aid. The word aid means to help or to furnish with help or support. So federal aid does not mean college is paid for free. How the government aides you in getting your education is by using taxpayers money to give those with the most financial need, like you with grants that they do not have to pay back. There is not enough money to give every student low income free grants to cover all of college so the amount is limited you can get, so most people get some help. The government also aids you by offering you federal loans like stafford subsidzed and unsubsidized, which are fixed low interest rates that does not go by credit and the student pays back 6 months after either graduating, falling below half time, or quitting and there are some other terms. There are limits on the stafford loans they can give because there is not enough to offer every student these loans, so they are given by financial need (one of them-subsidized) and the other is given to most students (unsubsidized) but there is a set amount anyone can get. The government also aid you to get an education by offering a federal parent loan (paid back by parent) or grad loan or other federal direct loans (paid by adult who takes them out), that has to be applied for and goes by credit and has a low fixed rate and you can repay like in 10 years. They also aid by offering federal work study, which you can sign up for on the FAFSA. The government works with your college. Your college gives you a part time job that works around your school schedule and the government pays you and you get a check every 2 weeks and you spend that money on personal things you need for college. My daughter got 1000, so when she earns 1000 the job will be over unless the school wants to offer the student to continue and then the school will start paying the salary.

The "award" is the word the colleges use that is the financial aid package you are being offered.

Just because you were awarded these grants and loans does not mean they automatically given them to you. We were given a college email account for a my daughter and an online college account which shows all her financial aid, her grades, things she can do, and so mujch more. So we had to go onto the college account and look where it says financial aid and we had to accept and deny which ones we wanted. You may not need all of them, if you have more aid than you need so you can lower the amounts you accept but cant add more. Also if you go to accept a stafford loan they wont give it to you unless you and I mean the student because stafford loans are in your name, go through entrance counseling which is online education about the loans so you know what you are getting and then you have get MPN also online which is a Master Promissory Note which is a written contract between the lender and yourself, which is saying you understand and accept the terms and that same one is used for 10 years.

Also dont worry. I felt the same way you did about financial aid and it was a struggle going through and learning all this when my daughter applied. I called the financial aid office so often and learned a lot by reading online. So I hope this helps.

You should just go ahead and become a degree-seeking student. You can always leave before finishing your degree. Go ahead and declare yourself on the path to earn an associate's otherwise you won't get financial aid.

I guess I’d buy illegal drugs then.

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Perhaps the most accurate, comprehensive, and current data on homelessness in the United States is reported annually by the Department of Housing and Urban Development (HUD) in the Annual Homeless Assessment Report to Congress (AHAR), released in June of every year since 2007. The AHAR report relies on data from two sources: single-night, point-in-time counts of both sheltered and unsheltered homeless populations reported on the Continuum of Care applications to HUD; and counts of the sheltered homeless population over a full year provided by a sample of communities based on data in their local Homeless Management Information Systems (HMIS).[15]