November 1, 2010
Financial Aid | Tips For Getting Student Financial Aid In Times Of Economic Crisis
As though getting financial aid wasn’t hard enough, the economic recession has made it even more difficult to get financial aid for college. All across the country, colleges and universities are experiencing financial burdens that have caused them to cut back on financial aid. Considering that the economic crisis is causing more students to seek financial aid, an increasing number of students are being forced to seek other ways of dealing with rising cost of tuition, like choosing cheaper schools or working two jobs while studying. Fortunately, students can still get a good financial aid program during these tough economic times. Read on to find out how.
Step 1 – Assess your situation
Before you even consider getting financial aid, you should do a thorough assessment of your financial, academic, and life situation. Do you have savings that you can use to pay part of your tuition? Are your parents willing to shoulder some of the costs? Which colleges or universities do you plan on applying to? Do these schools have any financial aid programs? Do you have the time, discipline, and energy to work while studying? How much will the tuition cost? Where do you plan on living while you study? It’s essential to know the answers to all of these questions so that you have a clear picture of your situation, the options that are available to you, and how to plan the financing of your education.
Step 2 – Consider all of the possible financial aid options
The next step is to consider all of the possible financial aid options available to you. At first sight, it may not seem like it, but there are literally dozens of financial aid options available to you. From federal aid and school-sponsored programs to private lenders and commercial banks, you can find a number of financial aid programs that aim to help students in need just like yourself. One of the best ways to find and evaluate the many financial aid options that are available out there is to use the Internet. Numerous websites focus on helping students and parents find financial aid for education. In fact, there are even scholarship and student financial aid program search engines that you can use to find the perfect deal.
Step 3 – Put in a little extra effort
Now that you have a good idea of what you want, what you need, and the programs that can help you achieve your goals, the next step is to put in a little extra effort. Go the extra mile to put yourself into the best position to get an appropriate financial aid.
Here are some of the things that you can do to help secure that financial aid program, even during these times of financial strife:
– Make the effort to speak with lenders and negotiate the terms of your contract.
– Commit yourself to working extra hard on your studies so that you can qualify for better coverage, such as scholarship or grant programs.
– Tidy up your credit report so institutions offering financial aid programs will be more willing to give you a good deal. You may want to start by eliminating all of your existing debt.
– Look for a co-signee, such as one of your parents, for your financial aid contract so that your lender will be more willing to give you bigger loans or better terms.
– Take the time and effort to talk to financial aid offices, school counselors, and financial advisors who can help you make important decisions regarding financial aid.
7 Comments on Financial Aid | Tips For Getting Student Financial Aid In Times Of Economic Crisis »
June 1, 2011
Twitter @ 5:09 am:
[http://blog.whitesidemanor.com/] Over the last decade it seems like Hookah bars have sprung up around every major college campus. The activity seems pretty harmless, college students meeting up to sit in a circle to inhale molasses tobacco in a variety of fruity flavors. Most students feel that the smoking tobacco out of hookahs is somehow less harmful,…
July 3, 2011
missionarycanada @ 10:04 am:
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July 8, 2011
JaneBuck @ 11:47 pm:
Compare Student Loans Side by Side and Find Financial Aid Information:
July 31, 2011
Helene @ 3:50 am:
Joe-
Actually, Emily is not in the wrong. Yes, SHHS “participates” in the Archidiocese's financial aid program- however, I have never heard of anyone receiving any substantial “financial aid” if any. However, if you read through the entire Financial Aid webpage, it also states:
Financial Aid
Sacred Heart High School, as a private, independent school is funded by tuition payments. There is no government or Church support. As education costs continue to rise student financial assistance becomes increasingly more important. The school relies on the contributed services of a dedicated staff of religious, on parent and alumni contributions and on fund-raising efforts. The generosity of those involved in these efforts has made it possible for Sacred Heart to offer limited financial aid.
Yes, Sacred Heart is a Catholic school, but lets be clear- it's the Diocese's dime. Financial aid and funding are two different things.
August 13, 2011
Ping.fm @ 8:34 pm:
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October 10, 2011
Social Bookmarking Net | Published News @ 3:36 am:
October 19, 2011
thankyoumaskedman @ 8:27 am:
Asking dirtbags to stop doesn't work. Neither does hiding behind filters. Fight back.
Here are some tools that will help:
Traceroute is available at
ARIN whois on IP numbers is available at
How to use them? Well, at those sites, read any available advice on how to interpret what they mean.
You will need to open the email to show complete headers. Different programs have different ways to select this. Sometimes it is called "View Source". In Yahoo Classic, you will find a link "Full Headers" to the bottom right of the message. In new Yahoo right click on the subject in the mailbox to bring up choices that include Full Headers. You need these, because spammers can forge addresses, but somewhere in the headers are probably IP (a.k.a. DNS) numbers that will identify their hosting service. They are in four groups of 1-3 digits. There may be more than one. Some may be from the internal network, some will be from the provider used to access the internet, some may be from an addition site (e.g. webmail), some may be forged, and some may or may not be added by your own email service. In general, deeper is usually close to the spammer. If the ones at the top are for your own service provider, look deeper. The headers should have numbers that will enable the host to identify the account that was used.
It's a good idea to open a text editor like Notepad to keep notes when you are working up a spam.
Look up the IP numbers in the whois of the Regional Internet Registry (RIR). There are five in the world, and the one to use depends on the location of the spammer's host. I usually start with ARIN.
U.S. and Canada
Asia Pacific
Africa
Latin America
Europe
The spamvertiser is the company for whom the spam was sent. If there is a link in the email, the displayed text may not show it correctly. Right click on the link, and select Copy Shortcut. Paste that into your notes. Find the domain and do traceroute to resolve it to its IP number, which it should do at the top of the traceroute report. Copy that number to your notes. Do ARIN lookup.
It may be safer to skip the above step (unless you are using linux or a Mac). Sometimes the link will trigger downloads of malware if you left click it.
For example, if I do traceroute on yahoo.com, it shows me IP number of 209.191.93.53, which ARIN shows is registered to Yahoo. Get the abuse address for the host of the spamvertiser.
You can now forward the spam, with full headers displayed, to the abuse departments. I like to include a note that says something like:
Spam from [ip number from header] hosted by [registrant of that IP number]
for spamvertiser [link from coped shortcut] at [ip number from traceroute] hosted by [registrant of that IP number]
Some email programs will include the headers when you forward, but Yahoo trims them out. To make this work, with the spammers message open and Full Headers selected, select and copy the headers. Paste into your notes. In your forwarding you can write: "Here are full headers" and copy them from your notes and paste them in above the forwarded body of the spam.
I like to send a Bcc to myself to show that my email, went through, to keep a record of the report, and to see how it is displayed to the recipient.
Source(s):
http://www.apnic.net/apnic-info/whois_search/abuse-and-spamming